About
Premier Mortgage Company in Wrightsville Beach, NC
At Coastline Capital Mortgage, LLC, we bring a combined 20 years of experience to every client interaction. Our dedicated team operates across 10+ states, offering a diverse range of financial solutions tailored to commercial and residential clients. We pride ourselves on our flexibility, leveraging multiple lenders and loan options to meet your unique needs. Whether you’re seeking a conventional loan, FHA loan, VA loan, non-QM loan, HELOC loan, or jumbo loan, we work tirelessly to find the best fit for you.
Our commitment extends beyond just providing loans; we aim to build meaningful relationships with our clients and support them throughout their homeownership journey. Located in Wrightsville Beach, NC, we are deeply connected to our local community and dedicated to delivering exceptional service with a personal touch. Join us at Coastline Capital and experience a mortgage company that truly understands and caters to your needs. We’re here for you 24/7 to address your questions, queries, inquiries, and needs.
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Our Full Range of Services
Conventional Loan
A Conventional Loan is a popular choice for many homebuyers, offering both fixed-rate and adjustable-rate options. As a leading home loan company, we provide solutions for purchasing primary homes, vacation properties, and investment properties. With benefits like a low down payment requirement and competitive interest rates, these loans are ideal for various buyers. We offer personalized service to match you with the right conventional mortgage for your needs.
FHA Loan
An FHA Loan is backed by the Federal Housing Administration and is known for its flexible underwriting standards. Ideal for first-time homebuyers, this loan requires a lower credit score and down payment compared to conventional options. In our FHA home loan services, we help clients secure favorable terms and navigate the application process smoothly. This option provides a valuable pathway to homeownership with relaxed requirements.
VA Loan
VA Loans are exclusively available to active military members, veterans, and their families, offering up to 103.5% financing with no down payment required. With benefits such as no mortgage insurance and favorable underwriting guidelines, these loans are a top choice for those eligible. We specialize in VA mortgage loans, ensuring that military and veteran clients receive the support and resources they need. This loan type also allows for refinancing options after maintaining a good payment history.
Non-QM Loan
A Non-QM Loan is designed for borrowers who don't meet traditional lending criteria, such as those with unique income situations or non-traditional financial backgrounds. As a provider of non-conforming loans, we assist clients with flexible options, including no income verification requirements. These loans cater especially to self-employed individuals or those with alternative income sources. Our goal is to make homeownership accessible to a broader range of borrowers.
HELOC Loan
A Home Equity Line of Credit (HELOC) allows homeowners to borrow against their home’s equity for major expenses or debt consolidation. This flexible option offers access to funds as needed without refinancing the existing mortgage. We provide detailed guidance on HELOC lending, including requirements like credit scores and adjustable rates. This type of loan helps you use your home’s value efficiently.
Jumbo Loan
A Jumbo Loan is used to finance properties that exceed the limits set by conventional loan agencies. These loans offer higher amounts with competitive interest rates and no private mortgage insurance. We handle all aspects of jumbo mortgage applications, from stringent credit requirements to detailed property appraisals. Our service ensures that high-value properties are financed with the best terms possible.